Deposit Services
We have the tools to help you manage your money and save for your short and long-term financial goals.
Free Checking Account
- Our Checking Account provides you with Free Online Bill Payment, Home Banking, Mobile Banking and Debit Card access.
In addition, you can
- Only $10 to open
- No minimum balance requirements
- No direct deposit restrictions
- Freedom to move money to or from other financial institutions and email or text money to anyone for a small convenience fee
- Manage your checking account via our free Mobile App
- FCUCU Checking Account does not earn dividends
- Need to reorder checks? You can reorder all of your personal and business checks safely and securely at www.ordermychecks.com/login_a.jsp
Short-Term Savings
Long-Term Savings
Membership Savings Account
Effective Date: March 31, 2023
| Account Balance | Dividend Rate | APY |
| $50.00 - $49,999.99 |
0.05% |
0.0500% |
| $50,000.00 - $149,999.99 |
0.05% |
0.0500% |
| $150,000.00 + |
0.05% |
0.0500% |
Christmas Club, Vacation Club, Miscellaneous Savings Acount
Effective Date: March 31, 2023
| Account Balance | Dividend Rate | APY |
| $50.00 - $49,999.99 |
0.05% |
0.050% |
| $50,000.00 - $149,999.99 |
0.05% |
0.050% |
| $150,000.00 + |
0.05% |
0.050% |
| Penalties for early withdrawal may apply. |
Certificates of Deposits, minimum deposit $500
Effective Date: March 31, 2023
| Member | Certificate Term | Dividend Rate | APY |
| |
6 Month |
0.65% |
0.6511% |
| |
1 year |
1.75% |
1.7615% |
| |
2 year |
2.20% |
2.2182% |
| |
3 year |
2.30% |
2.3199% |
| |
4 year |
2.75% |
2.7785% |
| |
5 year |
3.00% |
3.0339% |
| Penalties for early withdrawal may apply. |
IPA Account (Individual Pre-Needed Account)
Effective Date: March 31, 2023
| Account Balance | Dividend Rate | APY |
| <$20,000.00 |
0.10% |
0.1000% |
| $20,000.00 + |
0.10% |
0.1000% |
IRA Account (Individual Retirement Account)
Effective Date: March 31, 2022
| Account Balance | Dividend Rate | APY |
| <$2,000.00 |
0.10% |
0.1000% |
| $2,000.00 - $9,999.99 |
0.10% |
0.1000% |
| $10,000.00 - $19,999.99 |
0.10% |
0.1000% |
| $20,000 + |
0.10% |
0.1000% |