Loan Calculators
Fee Schedule
Fees & Charges
Effective Date: Effective Date: March 1, 2021
Additional SERVICE CHARGES & FEES may be assessed dependent upon the service(s). All fees/service charges are subject to change without notice.
| Service | Fees |
|---|---|
| FEE SCHEDULE | |
| Closing within 90 days of opening | $20.00 |
| Re-opening after 6 months suspension | $20.00 |
| Returned Check or ACH | $35.00 |
| Christmas Savings withdrawals before November 1st | $15.00 |
| Deposit required Savings for Draft Account | $100.00 |
| Stop Payment (per item) | $35.00 |
| Stop payment on Corporate checks | $35.00 |
| NSF Fee | $35.00 |
| NSF Honor Fee (per item) | |
| $5 per day account is negative | |
| Check Copy | $5.00 |
| Corporate Check Copy | $7.00 |
| Account Reconciliation min and per hour | $35.00 |
| Monthly Fee Personal Draft accounts * | $5.00 |
| Monthly Fee on Business Accounts | $15.00 |
| Cashing a Verified Check | $5.00 |
| Money Orders up to $499 | $2.00 |
| CU Money Card Purchase | $10.00 |
| Reload Prepaid Card | $5.00 |
| Visa Cash Advance 10% | $5 to $50.00 |
| Withdrawal > 2 in one month | $5.00 |
| Auto Transfer to cover check | |
| Manual Transfer to cover check | $5.00 |
| Paper Statemetn Per mailing | $2.00 |
| Business Paper Statement Per Mailing | $5.00 |
| Loan Fees | |
| Grace Loan | $25.00 |
| Loan Application | $35.00 |
| Real Estate Application | $150.00 |
| Business Loan Application Fee | $250.00 |
| SBA Application Fee | $0.00 |
| Business Loan Application Fee | $250.00 |
| SBA Application Fee | $0.00 |
| Loan Processing Fee | $55.00 |
| Loan Advance Processing Fee | $0.00 |
| Late Fee | 5% of pmt |
| Skip a PMT(12 mo on time pmts/1 x year) | $50.00 |
| OTHER | |
| check by phone (call in) | $5.00 |
| Reprint of a individual Statement | $5.00 |
| Reprint of Business statement | $5.00 |
| Returned Mail | $5.00 |
| Photocopying per page | $3.00 |
| Fax: 1st Page | $5.00 |
| Additional per page | $1.00 |
| Dormant acct per month after 1 yr | $5.00 |
| Low Balancve < 100 per month fee | |
| Levy/Garnishment (per occurrence) | $50.00 |
| Official Check (2 free) additional per check | $5.00 |
| Letter of Verification Fee | |
| Inquiries for Balances or Check Clearing | |
| ATM FEES | |
| Deposits | $2.00 |
| Card Replacement (ATM or DEBIT) | $20.00 |
| Withdrawals | $2.00 |
| Inquiries | $1.00 |
| Incomplete Transactions | $1.00 |
| OVerdraft POS (Debit Card) | $35.00 |
| Domestic wire | $30.00 |
| Incoming wires | $10.00 |
| Personal Assistance where info available on Info Line | $3.00 |
| VISA | |
| No fee access 24 hour information (TELLER 24) | |
| Returned pmt/NSF | $35.00 |