Loan Calculators
Fee Schedule
Fees & Charges
Effective Date: Effective Date: March 1, 2021
Additional SERVICE CHARGES & FEES may be assessed dependent upon the service(s). All fees/service charges are subject to change without notice.
| Service | Fees |
|---|---|
| CASH DISBURSEMENT POLICY & FEES | |
| Maximum cash disbursed per member, per day: | $1,000.00 |
| 2Free Membership Savings Account Withdrawals per month, each additional Withdrawal |
$5.00 |
| 2Free Official Checks per transaction, each additional Official Check |
$5.00 |
| DORMANT MEMBERSHIP SAVINGS ACCOUNT FEE | |
| Monthly Fee after 1 year of no activity | $5.00 |
| CLOSING MEMBERSHIP ACCOUNT FEES | |
| Closing account within 90 days of opening account | $20.00 |
| Reopening Fee allowed after 6 months suspension No Reopening Fee after 12 months suspension |
$20.00 |
| RETURNED DEPOSIT (CHECK, ACH, VISA) FEE | |
| Returned deposit(s) or cashed item(s) | $35.00 |
| CHRISTMAS SAVINGS FEE | |
| Christmas Savings withdrawals before November 1st | $15.00 |
| SHARE DRAFT/TRANSACTION/ACH FEES | |
| Stop payment orders (per item) | $35.00 |
| Stop payment on Corporate checks (per item) | $35.00 |
| NSF return fee | $35.00 |
| Check Copy | $5.00 |
| Corporate Check Copy | $7.00 |
| Account Reconciliation service Hourly minimum rate of Quantity of coins are not accepted except from Vendors by arrangement |
$35.00 |
| CHECKING ACCOUNT MONTHLY FEES (Waived with $400 in Direct Deposit per month or $1000 in savings) | |
| Personal Checking Account Monthly Fee | $5.00 |
| Business Checking Account Monthly Fee | $10.00 |
| NSF Transaction Grace Fee | $20.00 |
| CHECK CASHING FEE | |
| Cashing of a verified check when the amount is greater than funds available in account (Waived with direct deposit or $1000 in savings) |
$5.00 |
| MONEY ORDERS/PRE-PAID DEBIT CARD VISA CARD | |
| Money Orders | $2.00 |
| CU MONEY Reloadable Pre-Paid Debit Card Cost to purchase a CU Money Pre-Paid Debit Card Reload |
$10.00 |
| Reload Fee | $5.00 |
| VISA Cash Advance Fee - 10% of advance min/max (Non FCUCU Cards) |
$5/$50 |
| Debit/Visa Replacement Card | $20.00 |
| LOAN FEES | |
| Consumer Loan Application Fee | $35.00 |
| Approved Consumer Loan Processing Fee | $55.00 |
| Grace Payday Loan Application Fee | $25.00 |
| Visa Credit Card Application Fee | $35.00 |
| Amazing Grace Line of Credit Monthly Fee | $20.00 |
| Real Estate Application Fee | $150.00 |
| Small Business Administration (SBA) | See SBA |
| OTHER FEES | |
| Check by phone | $5.00 |
| Reprinting of individual statements per month | $5.00 |
| Reprinting of business statements per month | $5.00 |
| Returned Mail | $5.00 |
| Photocopying (per page) | $3.00 |
| Fax: 1st Page | $5.00 |
| Each additional fax page | $1.00 |
| Account Research (per hour) | $35.00 |
| Levy/Garnishment/Attachment (per occurrence) | $50.00 |
| ATM TRANSACTION FEES | |
| Withdrawals | $2.00 |
| Inquiries | $1.00 |
| Incomplete transactions (per item) | $1.00 |
| Card Replacement (ATM or DEBIT) | $20.00 |
| Overdraft POS (Debit Card) | $35.00 |
| WIRE FEES | |
| Domestic | $35.00 |
| Incoming wires | $10.00 |
| INFO LINE (855)246-3019 | |
| No fee to access 24 hour information (TELLER 24) Personal Assistance where info available on Info line Statement Processing Fee per month (those under 18 and over 64 are exempt) |
$3.00 |