Faith Community Credit Union Go to main content
Serving the County...but focused on you since 1952

Rates

 

Membership Savings Account
Effective Date: 10/01/2020
Account BalanceDividend RateAPY
$50.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $149,999.99 0.10% 0.10%
$150,000.00 + 0.15% 0.10%

Christmas Club, Vacation Club, Miscellaneous Savings Acount
Effective Date: 10/01/2020
Account BalanceDividend RateAPY
$50.00 - $49,999.99 0.10% 0.1000%
$50,000.00 - $149,999.99 0.10% 0.1000%
$150,000.00 + 0.10% 0.1000%

Certificates of Deposits, minimum deposit $500
Effective Date: 01/01/2021
MemberCertificate TermDividend RateAPY
  6 Month 0.10% 0.10%
  1 year 0.12% 0.12%
  2 year 0.15% 0.15%
  3 year 0.20% 0.20%
  4 year 0.30% 0.30%
  5 year 0.40% 0.40%

IPA Account (Individual Pre-Needed Account)
Effective Date: 10/20/2020
Account BalanceDividend RateAPY
<$20,000.00 0.20% 0.20%
$20,000.00 + 0.25% 0.25%

IRA Account (Individual Retirement Account)
Effective Date: 10/20/2020
Account BalanceDividend RateAPY
<$2,000.00 0.10% 0.10%
$2,000.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $19,999.99 0.20% 0.20%
$20,000 + 0.25% 0.25%

YOUR DEPOSITS ARE INSURED TO $250,000 PER ACCOUNT BY AMERICAN SHARE INSURANCE

Anticipated dividends subject to change without notice.
APY = Annual Percentage Yield
This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.


Loan Rates

Rates are subject to change without notice

Signature Loans  & Line of Credit :   As low as 9.99% APR Fixed

Platinum Credit Card & Share Secured Credit Card:  9.90% APR Fixed

Classic Credit Card:  16.50% APR Fixed

Home Equity Loan:  As low as 4.50% APR Fixed

 

New/Used Vehicles, Motorcycles & RV's

Motorcycles add 1.50% APR and RV's add 2.00% APR to the rates listed below

Vehicle AgeUp to 36 Mos
Annual Percentage Rate
As low As
37-60 Mos
Annual Percentage Rate
as low as
61-72 Mos.
Annual Percentage Rate
as low as
73-84 Mos
Annual Percentage Rate
as low as

New & 2 years old

2.49% 3.49% 3.99 % 4.49%
3-4 years old 3.99% 4.49% 5.49% 6.49%
5-6 years old 5.49% 5.99% 6.99% N/A
7-8 years old 6.99% 7.49% N/A N/A
9-10 years old 9.49% 10.99% N/A N/A

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