Faith Community Credit Union Go to main content
Serving the County...but focused on you since 1952

Fees & Charges
Effective Date: 02/1/2014
Additional SERVICE CHARGES & FEES may be assessed dependent upon the service(s). All fees/service charges are subject to change without notice.
ServiceFee

CLOSING ACCOUNTS

 
Closing account within 90 days of opening account $20.00
Reopening Fee allowed after 6 months suspension $20.00
No Fee after 12 months  

RETURNED DEPOSITS (CHECK OR ACH)

 
Returned deposit(s) or cashed item(s) $35.00

CHRISTMAS SAVINGS

 
Christmas Savings withdrawals before November 1st $15.00

SHARE DRAFT/TRANSACTION/ACH

 

(Share Draft accounts require overdraft protection loan)

 
Amount required in savings to open a share draft account $100.00
Amount required in savings to open a business Checking Transaction account $100.00
Quantity of coins are not accepted except from vendors by arrangement.  

Stop payment orders (per item)

$35.00

Stop payment on Corporate checks (per item)

$35.00
NSF return fee $35.00
Check Copy $3.00
Corporate Check Copy $7.00

Account Reconciliation  - Hourly minimum rate of

$35.00

MONTHLY FEES

 
Monthly fee on personal draft accounts * $5.00

(Waived with $1000 in savings)

 
Monthly fee on business accounts $15.00

CHECK CASHING

 

Cashing of a verified check when the amount is greater than funds available in account.
(Waived with direct deposit or $1000 in savings)

$5.00

MONEY ORDERS/CU MONEY/VISA (Non FCUCU Visa)

 
Money orders up to $499.00 $2.00

CU Money Card                  $10.00 (purchase)

$5.00 Reload

Visa Cash advance 10%

$5 - $50.00 (min - max)

UTILITY BILLS (IPP) AUTOMATIC 1-3 DAYS

 
Electric, Gas, Cable, Water, Sewer, and any other $1.50-$5.00
Other: Credit cards, Auto & Mortgage Loans, etc. $2.00-$5.00

CASH DISBURSEMENT POLICY

 
A maximum of $1000.00 in cash will be disbursed at any one time to any member.
Fee for over 2 withdrawals from savings per month, per withdrawal $5.00

LOAN FEES (NON REFUNDABLE)

 
5% of the installment payment if ten(10) days past due.

Grace (Payday) Loan application fee.

$20.00

Monthly fee Amazing Grace Line of Credit

$15.00
Loan Application Fee on Regular Loans $35.00
Real Estate Appl Fee minimum (non-refundable) $250.00
Business Loan Application fee $500.00 and up
Small Business Administration (SBA) 500.00 and up

Loan Processing Fee (approved loans)

$45.00

OTHER

 

Check by Phone  

$3.00
Reprinting of individual statements per month $3.00
Reprinting of business statements per month $5.00
Letter of verification $3.00

Returned Mail (non-notification of address change per returned item)

$5.00
Photocopying per page $3.00
Faxes for 1st Page $5.00
$1.00 each add'l page  

Account Research (per hour)

$30.00

DORMANT savings accounts
Per month after 1 year with no activity

$5.00
Levy/Garnishment/Attachment (per occurrence) $50.00

Official Check (2 free)

$5.00

ATM/STAR FEES

 

Deposits

$2.00

Card Replacement (ATM or DEBIT)

$15.00
Withdrawals $1.50
Inquiries $1.00

Incomplete transactions (per time)

$1.00

WIRE FEES

 
Domestic wires $20.00
Incoming wires $5.00
INFO-LINE (641-2828)  

No fee access 24 hour information (TELLER 24)

Personal Assistance where info available on Info Line

$3.00


 

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