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Your Community Development CU Serves You Best!
What types of savings programs are available?
FCUCU offers members earnings through our regular share savings program.
A regular share is $5.00. The minimum number of shares requirement is decided by the Board of Directors. Currently the minimum is $50.00 for adults and $10.00 for youth.
Each account earns dividends as declared by the Board and is paid quarterly. To participate in additional savings programs, members must have a regular share account.
FCUCU also offers:
- Payroll Deduction / Direct Deposit
- Christmas / Vacation Accounts
- Pre-Need Burial Accounts
| Share & Deposit Rates | |||
| Effective Date: 01/01/2012-03/31/2012 | |||
| Account Type | Average Daily Balance | Dividend Rate | APY |
Regular Share Account |
No dividend will be paid if your Average Daily Balance (ADB) is less than $50.00 | ||
| $50.00 to $1,999.99 | .10% | .11 | |
| $2,000.00 to $9,999.99 | .25 % | .26% | |
| $10,000.00 to $19,999.99 | .50% | .51% | |
| $20,000.00 to $149,000 | .75% | .76% | |
| $150,000 and more | 1.25% | 1.26 | |
IDA Share Accounts |
Entire Balance | 1.00% | 1.01 |
IPA Share Accounts (PRENEED) IRA Share Accounts |
$20,000.00 or less | .75% | .76% |
| $20,000.00 or more | 1.25% | 1.26% | |
IRA Share Accounts |
$2,000.00 or less | .10% | .11% |
| $2,000.00 or $9,999.99 or more | .35% | .36% | |
| $10,000.00 to $19,999.99 | .75% | .76% | |
| $20,000 or more | 1.00% | 1.01% | |
| Anticipated dividends subject to change without notice. | |||
