Deposit Services

Your Community Development CU Serves You Best!

What types of savings programs are available?

FCUCU offers members earnings through our regular share savings program.
A regular share is $5.00. The minimum number of shares requirement is decided by the Board of Directors. Currently the minimum is $50.00 for adults and $10.00 for youth.

Each account earns dividends as declared by the Board and is paid quarterly. To participate in additional savings programs, members must have a regular share account.

FCUCU also offers:

IRA’s for retirement savings
Payroll Deduction / Direct Deposit
Christmas / Vacation Accounts
Pre-Need Burial Accounts

Share & Deposit Rates

Effective Date: 04/01/10-06/30/10

Account Type Average Daily Balance Dividend Rate APY

Regular Share Account
No dividend will be paid if your Average Daily Balance (ADB) is less than $50.00

$50.00 to $1,999.99 .50% .51%

$2,000.00 to $9,999.99 .75 % .76%

$10,000.00 to $19,999.99 1.00% 1.01%

$20,000.00 and more 1.25% 1.27%

IDA Share Accounts
Entire Balance 1.00% 1.01%

IPA Share Accounts (PRENEED)
IRA Share Accounts
$2,000.00 or less .75% .76%

$2,000.00 or $19,999.99 or more 1.25% 1.26%

IRA Share Accounts
$2,000.00 or less .75% .76%

$2,000.00 or $19,999.99 or more 1.75% 1.76%

$20,000.00 or more 2.00% 2.01%

Cleveland Saves Certificates "S" 1 Yr.
$10.00 - 1,000.00 1.00% 1.01%

Penalty of 90 days interest for early withdrawal. Certificate will not rollover. No rights of membership. No joining fee.

Share & Deposit Rates
Effective Date: 04/01/10-06/30/10
Account Type	Average Daily Balance	Dividend Rate	APY
Regular Share Account	No dividend will be paid if your Average Daily Balance (ADB) is less than $50.00
	$50.00 to $1,999.99	.50%	.51%
	$2,000.00 to $9,999.99	.75 %	.76%
	$10,000.00 to $19,999.99	1.00%	1.01%
	$20,000.00 and more	1.25%	1.27%
IDA Share Accounts	Entire Balance	1.00%	1.01%
IPA Share Accounts (PRENEED) IRA Share Accounts	$2,000.00 or less	.75%	.76%
	$2,000.00 or $19,999.99 or more	1.25%	1.26%
IRA Share Accounts	$2,000.00 or less	.75%	.76%
	$2,000.00 or $19,999.99 or more	1.75%	1.76%
	$20,000.00 or more	2.00%	2.01%
Cleveland Saves Certificates "S" 1 Yr.	$10.00 - 1,000.00	1.00%	1.01%
Penalty of 90 days interest for early withdrawal. Certificate will not rollover. No rights of membership. No joining fee.